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Reverse Mortgages
HOW A REVERSE MORTGAGE CAN HELP
YOU LIVE COMFORTABLE IN RETIREMENT Imagine having the income you need to remain living comfortably in your home in retirement – and at the same time make much needed repairs or renovations, afford quality home healthcare or even vacation with family and friends. Over 70.000 older Americans have done just that thanks to the Reverse Mortgage – a unique financial security tool that gives older Americans the freedom and peace of mind to fully enjoy their retirement years. Are you one of them? Would you like to be one of them? A Reverse Mortgage is an alternative financing plan with NO monthly payments. All the years you work you are saving for your retirement. But did your savings keep up with inflation and increasing (gas) prices? You’ve worked for it all your life, you’ve earned it, you DESERVE to live comfortable and without worries in your retirement! That is the intention of HUD! The proceeds from a Reverse Mortgage will give you the money to make those necessary improvements or do the things you want to do. Never a fear for late mortgage payments – Reverse Mortgages can pay YOU monthly! Will you still drive the car you have today 5 or 10 years from now? Or would you like to buy a new one? Or did you dream of buying an RV? Will you continue to be able to do all the yard work yourself? What about gifts for the (grand)children? How would you like to pay for all that? Reverse Mortgages are helping older Americans across the country achieve greater financial security and enjoy their retirement years to the fullest. Every day some 5,500 Americans turn 62 and an increasing number of them are becoming more aware of how this powerful alternative financial tool can benefit them. Do you know that you can get at least double the savings account interest the bank gives you, in case you don’t need the money immediately – TAX FREE? Are you one of these smart people who know all this? Or would you like us to explain how you can become one? Reverse Mortgages are Government Insured (HUD-FHA), meaning that the Plan Owner is protected at any time which allows for using this program without any fear. Even though a lien is recorded against your home, the lender CANNOT take your home, ever, and the Plan Owner retains full title to the property, always. This Plan can be started with ZERO out of pocket costs. In addition, the plan owner and their heirs are never personally responsible ro repay the loan. Plus, if the heirs sell the home after the owner leaves and the sale price is not enough to repay the loan, HUD staps in and makes up the difference - never anything out of pocket for you or the heirs! A great deal! We want to help you, because we believe you need to know and understand what a Reverse Mortgage is and how you and your heirs will benefit from this HUD program. We have already educated and helped hundreds of Seniors and know we can help you benefit from this program as well. We believe that this program has changed lives for individuals and families, by improving the quality of life for Seniors, securing their home and their financial freedom. We invite and welcome you to talk to us where we explain in more detail how this Plan will benefit you and how much TAX FREE money you are entitled to. Or if you prefer, we are available for private appointments, just call our Phoneix office or visit our web page at wwww.karinya.com/reversemtg.htm Its not too good to be true - its too good to be ignored!
Check it out! Larry Smith - Certified Loan Consultant (480) 899-4463
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February, 2012
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